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In enhancement, clients for this kind of plan might have extreme legal or criminal backgrounds. It is very important to keep in mind that different carriers provide a variety of concern ages on their assured issue policies as reduced as age 40 or as high as age 80 - final expense company. Some will also provide higher stated value, approximately $40,000, and others will certainly enable better survivor benefit conditions by enhancing the rate of interest with the return of premium or decreasing the number of years up until a full survivor benefit is available